Cyber Liability & Commercial Lines Insurance

Not all businesses are created equal. You’re not going to insure your local barber shop the same way you would insure a tech company. However, when it comes to the types of business operating, the laws are largely similar. Businesses need to make sure coverage is in place for both malpractice insurance and general liability insurance.

Those who are new to the business world may not realize that there are many different types of business insurance. Here are some of the more commonly known types, and how they pertain to different types of businesses.
CYBER LIABILITY INSURANCE*
BUSINESS OWNERS PACKAGE INSURANCE*
PROFESSIONAL LIABILITY (E&O) INSURANCE*
CARGO INSURANCE*
COMMERCIAL AUTO INSURANCE*

Our Approach
Check out the Risk Coverage offer services.

Cyberliability coverage is critical
Cyber policy knowledge is different from property casualty experience. Coming from a background as a licensed private investigator, I understand the unique risks faced by business owners when it comes to the damage that a technical event can have.

Understand Your Business Exposure
Ransomware, hacking, data intrusion, deleted files can devastated the ongoing operation of your company.

Third Party Risks
Your customer data, vendor records, accounts receivable, and trade secrets are valuable assets to your firm. Loss of this information, or if they got into the wrong hands would be costly and possibly irreplaceable.

Coverage Period
Does a policy cover for prior events?

Business Interruption
Does a policy cover for loss of income during an outage?

Secondary Losses
Do you lose customers due to a cyber event, do employees leave, do your suppliers change purchase terms?

Amazingly Responsive
Will your insurer provide immediate resources to keep you in businesses?

Security Industry Knowledge
Every expert will tell you that cyber protection is significantly affected by best practices. Will your insurer assist with preventative measures?

Easy To Place Coverage
Talk to an agent which specializes in this type of coverage, rather than an add-on to other lines such as auto or fire.

Latest News
Sources from Risk Coverage. Read our Blog

Cyber Liability Insurance
No Damages? Companies Can Still be Held Liable for Cyber Attacks
Read More

Cyber Liability Insurance
Are Cyber Insurance Rates Out Of Control?
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Cyber Liability Insurance
Wi-Fi Thermostat Used To Hack A Company Network
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Cyber Liability Insurance
How Supply Chain Cyber Risk Affects Businesses
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Cyber Liability Insurance
The Costly Consequences of Delayed Insurance Claims Payments
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Cyber Liability Insurance
How Does A Hacker Break Into Government Systems?
Read More

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License Number: #3001222540

Risk Coverage LLC provides cyber liability, business owners package, and professional liability (errors & omissions) insurance to all of Oregon, including Corvallis, Eugene, and Coos Bay.

Cyber Security Leadership Certification 2022