In our last discussion, we delved into the realm of automobile insurance rates. Today, our focus shifts towards homeowner insurance rates, which are also experiencing significant hikes. Condominium and renter insurance policies are not exempt from this trend either. Reports indicate staggering increases, some soaring up to 50% or even higher. Whether you’re a homeowner, […]

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Custom Construction vs. Buying Resale or New HomesSometimes, building a house is a better deal than buying a resale or new home. The reason lies in how construction costs are amortized. Builders factor in speculative risks and profit margins when constructing homes for sale. However, when you build your own home, you may avoid these […]

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In the ever-evolving landscape of cyber threats, a new type of hack is causing confusion and challenges for businesses. Cyber attackers, often ransomware fraudsters, infiltrate a network and remain dormant for extended periods—weeks, months, or even years. The Policy Dilemma: Claims Made vs. Occurrence PolicyThe delayed actions of these hackers pose a unique problem for […]

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So, how can a dealership sell a stolen car and get away with it without anything really being wrong about it? Well, this is an interesting story that reveals the limits of some VIN checkers and VIN search sites. They’re not all bad, but if you’re relying solely on online VIN checks, here’s why you […]

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In both the insurance and investigative industries, there is a growing trend of cyber attacks and hacking attempts targeting companies, including government agencies. What’s particularly noteworthy is the strategic approach hackers and ransomware attackers employ. They determine the ransom or loss amount based on their perception of the victim’s cyber insurance coverage. The Hacker’s Strategy […]

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The current state of insurance ratesIf you are a consumer with any type of personal lines insurance, such as for your car or house, you may have noticed your rates increasing. This rise in rates could be due to various factors, including insurers asking for more information, increasing deductibles, or lowering coverage limits. Moreover, in […]

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