Cyber risk is a significant concern for companies, often overlooked or brushed aside. However, measurements suggest it’s more probable and severe than other risks like product or premises liability. It’s a critical issue that businesses can’t afford to ignore. Losing Control: The Escalating Cyber ThreatAn article from the Financial Times highlights a troubling reality: the […]

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If you’re considering tapping into your 401k, whether for emergencies or to cover bills, you’re not alone. According to the Wall Street Journal, more individuals are resorting to their 401k for cash. This isn’t necessarily tied directly to emergencies but rather to the absence of other financial resources. When people lack emergency funds or savings, […]

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If you’re considering surety bonds or insurance for your construction business, a critical aspect to address is coverage for job site theft. Construction site burglaries and material theft have seen a significant surge. In the past, coverage for damages sufficed, but economic hardships, increased theft, and lenient prosecution have shifted the landscape. Evaluating Coverage and […]

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In 2023, insurance premiums for multi-family properties are projected to surge by 20 to 50 percent. Expect significant increases in insurance costs for apartment buildings, duplexes, and similar multi-family dwellings. Catastrophic Perils and Their ImpactFor properties located in areas prone to catastrophic perils like windstorms, earthquakes, or fires, insurance hikes could reach staggering levels, possibly […]

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Surety bonds play a crucial role in various industries, offering a form of financial assurance and protection against potential risks. Whether you’re a contractor, retailer, or involved in the oil and gas industry, understanding the mechanics of surety bonds is essential. In this post, we’ll delve into the intricacies of surety bonds, exploring examples from […]

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As a business owner, the thought of crafting a cybersecurity plan or establishing a secure cyber ecosystem might not be the most thrilling prospect. With numerous operational facets like marketing, advertising, and sales demanding attention, cybersecurity often takes a back seat in the strategic priorities of many businesses. Drawing a parallel with insurance policies, one […]

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