We’ve talked a lot about cyber liability insurance and how to protect yourself as a company from data losses and cyber losses by purchasing a cyber insurance policy. That certainly is the way to go and it covers a lot of different expenses, but there are also other ways to get covered. There may be […]

The market for cyber liability insurance is facing a crossroads. The growth and the increase in that industry in that marketplace are projected to be huge over the next few years but at the same time, unless there are changes to how these products and policies are underwritten, there may be a problem in getting […]

Here’s a great example of an investigation that turned up easy-to-find evidence that voided a very large insurance claim. So the insurance company didn’t have to pay a fraudulent claim void policy. This comes from Barry Zalma, he’s a high-end, very accomplished insurance claims investigator. And the nature of this case is there was a […]

A huge area of growth in the financial services industries is within the insurance industry in the subset of surplus lines excess and surplus lines. And this is an area of insurance if you’re unfamiliar with it, which are policies that are either not admitted carriers or non-filed with the regulator because it’s either a […]

So depending upon what business you’re in or what industry you have as a profession, you may not have heard about cyber insurance too much. I’m sure you’re familiar with the phrase. It’s insurance that covers losses that have to do with technological things like hacking, ransomware that kind of thing. But you probably don’t […]

We’ve talked before about the shortage of construction workers being a factor in that industry and the contracting industry but in the insurance industry, it’s also creating a lot of problems in some possible chronic delays in higher costs for insurance claims. This is something that hasn’t really been urgent or a crisis factor as […]

Anytime there’s a major disaster and insurance claims become in the news, we always like to put the message out there to consumers about how to get their insurance claims paid. How do you make sure that if you’re filing a claim for damages on your insurance, it goes through and it’s approved because you […]

So why does it seem so complicated to get a cyber liability policy? Well, one of the things that a lot of people don’t realize is up until recently, cyber liability insurance as a line of coverage did not exist. There was no standard cyber insurance policy and there still isn’t. Each carrier covers different […]

They’re still trying to clean up the mess in Florida from hurricane Ian and there are a lot of tragic stories of businesses that were wiped out and people who lost their homes. A lot of people didn’t have flood insurance or they had no coverage. Certainly, FEMA will kick in on some but no […]

Many times the reason that a conflict exists is because of some type of scam or fraud. Frauds take many forms. Sometimes it’s a scam online, sometimes it’s a Ponzi scheme, and sometimes it’s a corporate fraud or embezzlement. We’ll talk about a couple of them including some that have to do with a fake […]