If you have insurance, you should be aware that negligence can occur when a business or individual fails to act reasonably in the face of repairs that could lead to more damage. If you or your company is found to have been negligent, your insurance company may not cover all of the damages. What Is […]

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Captive coverage is alternative insurance coverage for a business or organization. It is treated like a traditional insurance policy, but it is economically advantageous to both the insured and the underwriter. Captive insurance allows the insured to have greater control over their risk exposure and cost of coverage, while also providing access to additional services […]

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Public Wi-Fi is convenient, but it’s not always secure. Public Wi-Fi networks are inherently insecure. You’re always at risk of being hacked, but the risk increases when you connect to a public network. Hackers can infect systems and networks with malware, ransomware, or viruses. Hackers can create a honeypot that looks like a legitimate public […]

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Ecommerce is short for electronic commerce and refers to the buying and selling of goods or services over the Internet. Ecommerce businesses typically do not have physical store locations, but they do have customers who buy products or services from them online. If you are selling goods or services through the Internet, you need to […]

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General liability insurance is one of the most essential business insurance solutions to protect your household business against unforeseen risks. No matter if you are a manufacturing company, retailer, service provider, or any other type of establishment, you can be sued in many instances for injuries or damage done to people and properties. General liability […]

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Commercial auto insurance is a variety of car insurance that is designed for companies and organizations that use commercial vehicles or cars in the course of their operations. There are many types of commercial auto insurers, although most specialize in one type of commercial auto insurance or the other. However, there are some which do […]

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Errors and omissions (E&O) insurance is a type of professional liability insurance that protects businesses against claims made by clients for inadequate work or negligent actions. Coverage is written on a claims-made basis, meaning that a claim or suit must be filed while the policy is in force. Most error and omission policies are written […]

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Business owners’ policy (BOP) and general liability insurance (GL) are both forms of insurance that protect businesses against a number of losses. However, they offer different types of coverage and can have different price points. The specific coverages covered by these two policies differ, but they also share some comparable coverages. It is important to […]

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There are many factors to consider when picking the best business insurance policy. There are many different types of policies depending on your industry and risk. In order to select the best insurance policy for your small business, there is a lot you should know — including which type of business insurance policies are necessary […]

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